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Dealer Open Lot

Dealer open lot insurance provides physical damage coverage for fleets of vehicles owned and held for sale by licensed auto dealerships.

We know dealerships

Victor's dealer open lot policy is custom built and equipped to handle specific risks.

Dealer open lot FAQs

Find out the answers to frequently asked questions about Victor's dealer open lot program. 

dealer open lot

Get a quote

To get a quote, complete our auto physical damage application.

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Agent/broker resources

Dealer Open Lot submission requirements:

Please send submissions to autodealers.us@victorinsurance.com

Dealer open lot insurance provides coverage for owned auto inventory held for sale.

Coverage: Non-admitted with A+ rated carriers

Availability: In all states except Alaska, Hawaii, Kansas (western portion), Louisiana, Montana, North Dakota, South Dakota and Wyoming.

Limits: Up to $25 million per location with higher limits available upon request

Program highlights:

  • Broad coverage including earthquake
  • Program includes aggregate wind/hail deductibles; terms will vary by state
  • Flood coverage options available for most dealerships with flood exposures
  • Competitive premiums
  • Streamlined application process

Download the Dealer Open Lot coverage highlights sheet

To help you and your clients understand and overcome risks, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Contact the auto dealers team directly at autodealers.us@victorinsurance.com or connect with your business development contact.

Policyholder resources

To get a quote, please submit a completed application through your existing insurance broker. Your insurance agent/broker can work with our underwriters to provide you with a quote.

If you require assistance in securing an insurance broker, please contact us at autodealers.us@victorinsurance.com

To find the right application, please select the solution you’re interested in under “Solutions” and head to the “Applications” section of that page.

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Auto physical damage application

To get a quote, complete our auto physical damage application. 

Pollution incidents

Know your exposures. Does your business have insurance coverage for these complex hazards? 

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Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

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