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The products we offer

The sheer number of risks businesses face is ever-changing and ever-growing.

To keep pace with them, we offer a broad and forward-thinking selection of coverages.

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Browse our products

Our products and programs are all listed below.

Architects & Engineers Professional Liability

Safeguard a wide range of architectural and engineering firms against risk. From small, single practitioner operations to multinational, multidisciplinary firms with tens of millions of dollars in billed fees.

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CGL Insurance

Commercial General Liability (CGL) insurance provides protection against a range of potential claims that may result from bodily injury, property damage, personal injury or advertising injury.

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Commercial Property Insurance

Commercial Property insurance protects a business’ most valuable physical assets – such as buildings, equipment and computers – against loss or damage from a range of causes, including theft, fire or vandalism.

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Commercial Umbrella Liability

Victor’s Commercial Umbrella Liability coverage provides effective protection against large losses and potential coverage gaps for a range of exposures.

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Construction

A broad and uniform scope of coverage. This policy protects construction projects against claims arising during course of construction, plus all associated loss or damage.

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Crime Insurance

Crime Insurance provides valuable protection against workplace fraud and theft.

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Cyber Insurance

Cyber risk is a threat to companies of all sizes. Make sure your business is future-proofed with our cutting-edge coverage.

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Directors & Officers Liability

We offer comprehensive range of D&O products – with a number of unique coverage advantages, including first dollar defence and a duty to defend.

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Employment Practices Liability

From wrongful dismissal to discrimination, this coverage protects employers from wrongful acts claims made against them by their employees,

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Environmental & Pollution Liability

Safeguard your client's business and provide protection for allegations of pollution liability, Commercial General Liability exposures, errors, omissions or negligent acts, whether or not they have merit.

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Errors & Omissions

We have more than 35 years of experience in offering E&O insurance to associations and affinity groups, as well as individuals in a diverse range of professions – from ambulance operators to zoologists and everything in between.

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Fiduciary Liability

Fiduciary liability insurance provides coverage for the fiduciaries, directors and the corporate entity against potential liabilities, which may arise from the mismanagement of an employee benefit plan.

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Technology Insurance

Designed to address the specific exposures of professionals in this industry, from hardware manufacturers to professionals in multimedia companies or small IT firms. It also protects against the threat of intellectual property disputes, such as copyright or trademark infringement.

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Wrap-Up Liability

Wrap-Up liability insurance protects the team involved in a construction project, such as owners, developers, engineers, architects, project managers and contractors, against third party and general liability exposures associated with their project — all with one policy for the project.

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